Travel insurance is important for a regular vacationer. The bread and butter of travel insurance business comes from people who vacation several times a year. That way they get the most from their policies. However, what about the rest of us? What about the people who get a vacation only once or year, or even less than that? That’s when direct travel insurance comes in handy. Instead of purchasing travel insurance for a whole year, direct travel insurance is purchased only for a particular vacation destination. Here are four advantages when it comes to having direct travel insurance compared to an annual travel insurance policy.
One of the biggest advantages about single trip travel insurance is that you save a lot of money in the long term. Instead of having to purchase an annual policy that could cost you hundreds of dollars in the long run, direct travel insurance is purchased for a few weeks at a time. This means your money doesn’t go to waste when you’re sitting at home for most of the year. For the infrequent traveler, this is the best way to insure and protect yourself while on vacation.
This spins out of number one but deserves its own mention. Being flexible with your insurance options is important when trying to cut costs and plan your vacation. While an annual policy provides blanket protection all year round, if you’re sitting at your desk most of the year those benefits go unused. Single trip travel insurance lets you determine when insurance benefits apply to you. The best thing is that getting direct travel insurance is easy and quick. Many online companies can ensure you right away and even some of the bigger insurers can provide protection with just a few clicks of the mouse. In a time where vacations can often be planned at the spur of the moment, direct travel insurance allows you to be just as spontaneous as your schedule.
3. Easy cancelation
Sometimes vacations fall through and your dream trip doesn’t materialize. One of the nice attributes about some direct insurance policies is that you can quickly drop your coverage if it turns out your vacation has hit a snag. Instead of being locked into an annual policy, direct insurance lets you pick up and go at the drop of a hat. However, make sure you have read the fine print about cancelation policies before saying yes. Sometimes canceling insurance can net you a whole world of fees.
4. Peace of mind
Having travel insurance can make the risks of a vacation a lot easier to stomach. Direct travel insurance lets you get coverage quick and protects you and your loved ones from potential injuries, theft and lost luggage.
If you’re planning a quick weekend away or just found some free time in your schedule, don’t waste money by purchasing a big beefy travel insurance policy. Aim for something a little more sensible with direct travel insurance.
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